Top Used Luxury SUVs Under $40K in 2025 for Reliability and Style

In the fast-changing world of cars, luxury SUVs are really hitting the mark with folks looking for both comfort and flexibility. These vehicles stand out not just for their fancy design and cutting-edge tech, but also for their smooth rides along with plenty of room for passengers and luggage. As we gear up for 2024, the market for used luxury SUVs is a fantastic option for those wanting premium features without the hefty price tag that comes with a brand-new model.

This article dives into the best used luxury SUVs for under $40,000 that stand out in reliability, style, and overall satisfaction from owners. We’ve done the homework to pick out cars that score high in driver experience, comfort, and how easy they are to use. Here are our top picks:

Key Takeaways:

  • In 2024, a bunch of used luxury SUVs under $40,000 really shine in reliability and performance.
  • The 2020 BMW X3 perfectly mixes fun driving with luxury features.
  • The 2023 Cadillac XT5 offers a roomy interior packed with modern tech.
  • The 2019 Lexus GX is rugged and stylish for those who want off-road capability along with luxury.
  • The 2021 Lexus NX and 2020 Lexus RX showcase Lexus’ focus on comfort and dependable performance.
  • The 2021 Lincoln Corsair and 2020 Lincoln Nautilus highlight luxurious interiors and top-notch safety features.
  • The 2017 Mercedes-Benz GLE stands out with its powerful engines and smooth driving experience.
  • The 2021 Volvo XC60 boasts Scandinavian style and impressive safety tech.
  • The 2020 Lexus GX rugged yet luxurious SUV with proven reliability and off-road mastery.

Let’s get into some detail about these luxury SUVs, looking at their special features, what owners are saying, and why they rank among the best used options today.

2020 BMW X3

1. 2020 BMW X3

Overview

The 2020 BMW X3 brings a sporty feel combined with an upscale interior and innovative tech into a compact luxury SUV. It comes with a range of engines, including a well-rated turbocharged 2.0-liter four-cylinder and a powerful inline-six option in the X3 M40i, making it both efficient and exciting to drive.

Reliability Ratings

Experts and owners usually give the BMW X3 high marks for reliability. The 2020 model scored 81 out of 100 from J.D. Power, showing off its performance and quality. Owner reviews on Consumer Reports highlight that the 2020 BMW X3 is known for solid performance and sturdy construction.

Customer Satisfaction

Drivers often mention the X3’s engaging handling and sharp steering as top features that create a true connection between driver and car. Plus, BMW’s iDrive infotainment system gets generally good feedback for user-friendliness once you get past the learning curve.

Unique Features

  • Interior Quality: The X3 features a sleek cabin with a sophisticated design and soft-touch materials.
  • Driver Assistance Features: Advanced safety features like blind-spot monitoring and automatic emergency braking are standard on many trims.
  • Spacious Cargo: With about 28.7 cubic feet of space behind the rear seats, the X3 is great for everyday use.

2. 2023 Cadillac XT5

Overview

The 2023 Cadillac XT5 marks a step into modern luxury with an emphasis on comfort and roominess. As a midsize SUV, it offers enough legroom and cargo space, making it perfect for families and those after a refined ride.

Reliability Ratings

Experts have given the Cadillac XT5 a thumbs-up, with J.D. Power awarding the 2023 model a reliability score of 79 out of 100, reflecting its commitment to quality in both build and performance.

Customer Satisfaction

Owners love the XT5 for its comfy ride, high-quality interior, and practicality. The infotainment system, Cadillac User Experience (CUE), has had mixed reviews, but the updates in the 2023 model make it much easier to use.

Unique Features

  • Luxurious Interior: High-quality seating and spacious design create a premium feel.
  • Cargo Space: With 30 cubic feet of cargo space behind the rear seats, that expands to a max of 63 cubic feet with the seats down—perfect for all your gear.
  • Connectivity Options: Standard wireless Apple CarPlay and Android Auto, plus multiple USB ports make it super convenient.

3. 2021 Lexus NX

Overview

The 2021 Lexus NX combines style with impressive fuel efficiency in a compact crossover. Known for its reliability, it’s a great fit for city drivers who want a car that’s both practical and stylish.

Reliability Ratings

Lexus is known for reliability, and the 2021 NX proves it. It gets top scores from both Consumer Reports and J.D. Power, generally around 81 for dependability, placing it as a strong option in the compact luxury market.

Customer Satisfaction

Owners frequently point out the smooth and quiet ride, luxurious feel of the interior, and the higher quality service you’d expect from Lexus dealerships. Although the infotainment system sometimes gets flak for its touchpad, it’s generally recognized for its ease of use.

Unique Features

  • Hybrid Option: The NX also has a hybrid version that offers about 33 mpg, ideal for eco-conscious drivers.
  • Safety Features: It includes Lexus Safety System+, featuring pre-collision systems and adaptive cruise control, ensuring safety for everyone inside.
  • Interior Design: The cabin balances modern style with user-friendly features, creating a welcoming environment.

4. 2020 Lexus RX

Overview

The 2020 Lexus RX is a midsize luxury SUV known for its smooth ride and classy design. As one of Lexus’s top models, it balances luxury with practical use across a broad range of buyers.

Reliability Ratings

Like the NX, the RX is regularly rated high for reliability. The 2020 model got an 85 out of 100 from J.D. Power, indicating its long-standing reputation for durability.

Customer Satisfaction

The RX stands out for its comfy seating with high-quality materials, which many owners appreciate. Plus, the easy-to-use infotainment system and comfortable driving position add to its charm among SUV buyers.

Unique Features

  • Spaciousness: The RX gives you up to 40 cubic feet of cargo space behind the rear seats, expanding to 80 cubic feet with the seats folded, making it perfect for families or outdoor activities.
  • Hybrid Option: It also comes in a hybrid variant that ranks high in fuel efficiency, getting around 31 mpg in the city.
  • Safety Ratings: The RX consistently earns high marks for safety, thanks to its comprehensive safety features.

5. 2021 Lincoln Corsair

Overview

The 2021 Lincoln Corsair introduces a new face to the compact luxury SUV scene, blending high tech with a comfy drive. This model is a strong contender among its peers, showcasing luxury with careful detailing and top-notch materials.

Reliability Ratings

Though the Corsair is fairly new, it scored 77 out of 100 for reliability from J.D. Power. Lincoln has ramped up its quality across its lineup in recent years, and this model reflects that.

Customer Satisfaction

Owners rave about the Corsair’s comfortable, quiet ride and spacious interiors. The new LINCOLN SYNC 3 infotainment system has drawn praise for its intuitive and quick design.

Unique Features

  • Interior Comfort: With room for five, the Corsair focuses on passenger comfort with premium materials and ambient lighting.
  • Adaptive Air Suspension: This feature boosts ride quality, allowing you to adjust settings based on your driving preferences.
  • Advanced Safety Systems: It includes forward collision warnings, automatic emergency braking, and lane-keeping assist to enhance your driving.

6. 2020 Lincoln Nautilus

Overview

The 2020 Lincoln Nautilus is a midsize luxury SUV that blends comfortable rides with state-of-the-art tech in a classy package. It keeps Lincoln’s tradition of luxury while being practical for everyday drives.

Reliability Ratings

The Nautilus has received strong reviews, earning around 78 from J.D. Power for reliability. As a newer model, initial impressions show it as a solid option for those craving luxury.

Customer Satisfaction

Nautilus owners often highlight its spaciousness and the luxurious vibe of the cabin, focusing on comfort and quiet. Its easy-to-navigate infotainment features also make driving a pleasure.

Unique Features

  • Powerful Engine Options: You can choose between a standard turbocharged engine or a more powerful V6, boosting the Nautilus’s appeal for performance fans.
  • Generous Cargo Space: There’s plenty of room in the Nautilus for weekend trips or family adventures.
  • Safety Features: It comes with a solid range of safety technologies, reinforced by Lincoln’s Co-Pilot360 system.
2017 Mercedes-Benz GLE

7. 2017 Mercedes-Benz GLE

Overview

The 2017 Mercedes-Benz GLE is a midsize SUV that mixes luxury with performance, offering several powerful engine choices and sophisticated design. It has carved a solid niche in the SUV market.

Reliability Ratings

The 2017 model got a reliability score of 77 out of 100 from J.D. Power. Users note that while the GLE is full of great features, it can be pricier to maintain than some others in its class.

Customer Satisfaction

Owners praise the GLE for its powerful performance and luxurious finishes, with many enjoying its smooth ride and varied engine options.

Unique Features

  • Powerful Engine Choices: The GLE offers a variety of engines, giving you options for performance needs, including diesel for better fuel economy.
  • Superior Interior Quality: Top-notch materials and excellent design create a warm atmosphere inside.
  • Advanced Infotainment: The infotainment system provides tons of connectivity and is easy to use.

8. 2021 Volvo XC60

Overview

The 2021 Volvo XC60 stands out in the luxury compact SUV market, blending modern Scandinavian design with top-notch safety features. This SUV is built on the same base as the Audi Q5 and BMW X3 but offers a unique mixture of elegance and functionality.

Reliability Ratings

The XC60 holds a reliability score of 82, according to J.D. Power, making it a leading option in its class. Volvo vehicles are known for solid engineering and safety.

Customer Satisfaction

Owners often highlight the XC60’s comfy seats, spacious feel, and stunning interior design. Its robust safety features also boost the overall driving experience.

Unique Features

  • Safety Innovations: It’s packed with advanced safety features like automatic emergency braking and blind-spot monitoring to keep everyone safe.
  • Spacious and Upscale Interior: The interiors use premium materials and a clean design, combining looks and practicality.
  • Impressive Fuel Efficiency: The hybrid version offers great fuel economy, making it a win for environment-conscious buyers.

9. 2020 Lexus GX

Overview

Based on the formidable Prado the 2020 Lexus GX is a full-size luxury SUV recognized for its tough build, off-road capabilities, and long-term reliability. Unlike many luxury SUVs that focus on comfort, the GX keeps true to off-road roots with a robust V8 engine and full-time 4WD, perfect for adventure seekers who still want luxury features.

Reliability Ratings

Lexus has built a reputation for reliability, and the 2020 GX sticks to that. J.D. Power gave it a reliability score of 83 out of 100, and Consumer Reports gave it a 5 out of 5 reliability verdict, signaling solid dependability and longevity. Many owners report their models have surpassed 200,000 miles with the right care.

Customer Satisfaction

Buyers love the GX for its off-road prowess, along with its strong resale value. While the ride may feel a bit stiffer due to its truck-like build, the luxe leather seats and premium finishes make it a refined option.

Unique Features

  • Proven V8 Power: With a 4.6L V8 engine generating 301 hp, the GX offers smooth performance and excellent towing capacity (up to 6,500 lbs).
  • Exceptional Off-Road Ability: Equipped with full-time 4WD, crawl control, and a locking center diff, the GX is poised to tackle tough terrains.
  • Advanced Safety Features: It comes with Lexus Safety System+, including lane departure alerts and pre-collision systems.
  • Cargo Space & Versatility: The GX fits up to seven passengers with an optional third row and offers more cargo room when the seats are folded down.

Even with its dated interior and lower fuel efficiency (15 mpg city, 19 mpg highway) compared to some newer rivals, the 2020 Lexus GX remains a top pick for those who want a blend of reliability, off-road capability, and luxury.

Conclusion

Choosing a used luxury SUV can be tricky, especially when you want style and reliability. The models we’ve talked about— 2020 BMW X32023 Cadillac XT52021 Lexus NX2020 Lexus RX2021 Lincoln Corsair2020 Lincoln Nautilus2017 Mercedes-Benz GLE2021 Volvo XC60 and 2020 Lexus GX—are some of the finest choices under $40,000 for 2024. Each one shines in its category, offering remarkable fuel efficiency, comfort, high safety ratings, and a fun driving experience.

When you’re picking a used luxury SUV, think about what matters most to you, whether it’s passenger space or tech features. As the car world keeps changing, these models are sure bets for shoppers after style and durability in their next ride. Doing your homework and considering your driving needs will help you make a choice that boosts your driving pleasure while keeping fuel efficiency front and center.


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Disclaimer: This article is meant to offer general information and should not be taken as professional advice. The cost estimates provided are approximate and can vary based on several factors. For any car-related concerns, always consult a certified mechanic or your local dealership.